Find out how the cost increases could impact you

Enter your monthly or yearly costs for each category, then click ‘calculate’ to see your estimated increases. Keep in mind that cost increases affect different categories at different times in the year.

Note: These calculations are an approximate guide, using national average data. Your actual increases may differ depending on circumstances, location and providers.

To get the most accurate view of your overall 2022 cost increase:

For grocery shopping, public transport and fuel: input your most recent costs to calculate the latest estimated increase.

For energy, water, council tax, phone and broadband: bills from May 2022 onwards should already factor in the latest increase (unless you’re renewing a contract). Use a bill before April 2022 to avoid applying the increase twice.

If a category doesn’t apply to you, just leave it at zero.

Worried about money and the cost of living increase?

If you're worried about coping with the rising costs, a good first step is talking to your bank, credit and utility providers about your situation.

They may be able to offer help directly or refer you to a trusted support partner, who could help you deal with your debts and reduce your bills.

Here are some organisations that offer free and impartial support, online or via phone.

StepChange provide debt advice and money guidance based on your circumstance. They also offer a Breathing Space Scheme to reduce some of the stress caused by being in debt.

MoneyHelper offer guidance on money and pensions. From everyday budgeting to help for those struggling with debt.

National Debtline are a charity offering specialist debt advice. They have helped millions of people in the UK deal with their debts.

Vanquis Bank can be contacted at its registered office, which is at No. 1 Godwin Street, Bradford, West Yorkshire BD1 2SU. Registered number 02558509 England. VAT number 180555952. Vanquis Bank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 221156). Credit is subject to status, affordability and credit checks. Credit is only available to UK residents aged 18 and over. Terms and conditions apply.